About tandem
Good advice has to work on paper.
And in real life.
The numbers matter. But the financially optimal answer isn’t always the right answer for the people making the decision.
That’s why Tandem brings different perspectives to the same table—so the technical side of a decision never gets separated from the people, priorities, and life it’s meant to serve.
Because a good financial plan shouldn’t just make sense. It should make sense for you.
We were working in tandem
Before we called it Tandem.
We've worked together since 2014.
Over the years, we began to see the same thing again and again: the best financial decisions weren't made by looking at investments, taxes, insurance, estate planning, cash flow, and family priorities independently.
They were made by understanding how those decisions affect one another - and how they affect the people making them.
So in 2021, we founded Tandem Financial Team LLC around a simple idea:
Your financial life should work together - that’s what the gears represent.
Different disciplines. Different perspectives. Advisor and client.
Working together around one life.
Nate Workentine
Strategy | Investments | Income & Cash Flow | Tax Strategies
Nate tends to see possibility—what the numbers are telling us, how the pieces connect, and where a decision could lead.
His job isn't simply to find the mathematically optimal answer. It's to make the possibilities and tradeoffs clear.
What's possible? Where could this go?
Megan Baer
Protection | Risk Analysis | Client Experience | Coordination
Megan tends to notice what numbers alone can't tell us—the concerns being expressed, the questions underneath the questions, and whether a recommendation actually fits the family making it.
She helps make sure a strategy isn't merely sound, but understood.
Is it right? How will it affect the people involved?
Less Presentation.
More Conversation.
Your role in a financial meeting shouldn't be to sit quietly while we present our answers.
We'd rather work through the decisions with you.
We might talk through alternatives. Draw something on the whiteboard. Run the numbers again. Challenge an assumption. Explore a tradeoff. Or discover that the financially optimal answer isn't actually the right answer for your family.
The goal isn't simply for you to hear our advice. It's for the decision to make sense to you.
Why this work matters to us
Family is why this work matters to us.
We've seen the difference between financial success with thoughtful planning and financial success without it.
And that difference isn't measured only by how much money eventually transfers.
It's reflected in the opportunities created. The burdens avoided. The conversations families are willing to have. The lesson and wisdom that get shared. And how prepared the next generation is for what comes next.
Because eventually, every family passes something forward.
We want to help families be intentional about what that will be.
