The questions are personal. The work behind them is technical.

Our comprehensive planning relationship begins at $400 per month. Ongoing advisory relationships are designed for households with a minimum annual relationship of $7,500.

That structure supports the preparation, strategy, coordination, and follow-through required to help you make thoughtful decisions across your financial life—and carry those decisions forward with intention.

Our compensation depends on the services we provide.

For financial planning and advice, we may be compensated through a financial planning fee or an asset-based advisory fee when we provide ongoing investment management.

In some situations, we may also receive commissions from certain financial products or transactions. When that applies, we believe you should understand how we are compensated and any potential conflicts associated with the recommendation.

Our goal is simple: you should know what you’re paying, how we’re being paid, and why before you make a decision.

Your investments are held at NYLIFE Securities. Tandem provides the advice and ongoing guidance around your investments as part of your broader financial plan, while NYLIFE Securities provides the brokerage and investment platform through which those accounts are maintained.

This separation helps make the roles clear: we help you make the decisions; your investment accounts are maintained through an established financial institution.

Yes. We regularly coordinate with the other professionals in your life so the pieces of your plan work together. When legal or tax advice is required, we work with your CPA and attorney.